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Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach

Photo gallery for Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach

A coastal cityscape with a wide beach, clear waters, and high-rise buildings.
A modern kitchen with a large island, white cabinetry, and a black refrigerator.
A modern living room with a sectional sofa, a coffee table, and a kitchen in the background.
A swimming pool with two turquoise lounge chairs and a large umbrella.
A house with a green door, a white bench, and a garden with various plants.

Reviews

10 out of 10
Exceptional
Accommodating 8 guests, this vacation home features 3 bedrooms and 2 bathrooms. It offers access to adventure activities like waterskiing, motorboating, and kayaking. Enjoy the patio for outdoor relaxation while being near golf, scuba diving, and a marina. The property is pet-friendly and located near St. Andrews Bay and The Sea Dragon.

Highlights

  • Made for relaxation
    Top-rated for comfort — guests feel right at home here.
  • Private garden
    A rare find — relax in the peaceful, private garden space.
  • Discover nearby landmarks
    Walk to Panama City Beaches
3 bedrooms2+ bathroomsSleeps 8

Popular amenities

  • Waterpark access
  • Private pool
  • Patio
  • Air-conditioning
  • Washing machine
  • Barbecue

Explore the area

View map
Panama City, FL
  • Place, St. Andrews Bay
    ‪5 min walk‬
  • Place, Panama City Beaches
    ‪9 min walk‬
  • Place, Thomas Drive
    ‪19 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪37 min drive‬

Rooms & beds

3 bedrooms (sleeps 8)

Bedroom #1

1 King Bed

Bedroom #2

1 Queen Bed

2 bathrooms, 1 half bathroom

Bathroom 1

Toilet · Shower only

Bathroom 2

Bathtub · Toilet · Shower only

Half Bathroom 3

Toilet

Spaces

Deck or patio
Kitchen
Garden
Dining area

About this property

Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach

You've found it! Your dream vacation home! Two Fins Up's spacious rooms and modern coastal décor will instantly transport you right into relaxation. This 3-bedroom 2-bath beach house sleeps 8 people & boasts luxury finishes/appliances throughout. Open concept living and dining areas ensure that you and your guests will have plenty of room to rest, relax, and play! Should guests be concerned about accessibility, you'll be pleased to know that there are no stairs in the house and the master bathroom features a walk-in shower. Perfect for those with limited range of motion.

Fully fenced yard is great for privacy.

The back yard features a private pool, gas grill, and covered seating. Enjoy the peace and quiet of the neighborhood or spend the day shopping, dining, and the white sand beaches easily accessed by bike or golf cart. Outside there are 5 driveway parking spaces, boat parking for guests who are looking to bring their vessel, and garage spaces for multiple bikes as well. The home is a short walk from beach access and a public boat ramp (lagoon & gulf access). To make your stay more convenient, a street legal golf cart is included for guest use.

Our favorite local spots:
- St. Andrew's State Park for fishing, swimming, snorkeling, and more!
- Wonderworks educational indoor amusement park
- Ripley's Believe it or Not Museum
- Just Jump Trampoline Park
- Dat Cajun Place
- Liza's Kitchen
- Finn's Island Style Grub & Barista Bar
- Patches Pub
- Diego's Burrito Factory
- Paparazzi Pizza
- Panama City Beach Winery
- Gypsea Crepes
- Sue's Thai Cafe
- Andy's Flour Power Cafe and Bakery

We ask that guests park vehicles in driveway spaces only. The two-car garage houses the golf cart and features extra space to store bikes, motorcycles, and other fun toys. There is space behind the house for a boat or trailer as well. The boat ramp is less than a block away, on the lagoon, that provides gulf access to guests who choose to bring their vessels.

There are security cameras located in the front and back yards of the residence and inside the garage. There are no cameras in the living areas of the residence. There is also an alert on the back doors leading to the pool area as required.

Bath towels are provided; please bring your own beach towels.

Please communicate any property damage or maintenance needs to the property managers immediately. For fire or medical emergencies, first call 911 before notifying management. (The neighborhood is considered the Biltmore Beach Area in the Lower Lagoon.)

*Please note: There is a Ring security camera located inside the garage to monitor the golf cart

House Rules:
***The booking guest MUST be at least 21 years of age and present throughout the entire stay!
1. There is a strict 8-person capacity limit. Anyone exceeding this limit will be subject to immediate discontinuation of their reservation without refund.
2. We allow up to 2 dogs, of non-aggressive breeds & under 60 lbs each, upon approval and payment of $150 Pet fee.
3. Please treat the property with care and respect. No parties or events are permitted. Please keep noise to a minimum after 10:00pm.
4. Please communicate any property damage or maintenance needs to the property managers immediately. For fire or medical emergencies, first call 911 before notifying management.
5. See the house manual inside property for golf cart and other house rules.
6. Stays over Two (2) weeks must be approved before booking.
7. Please ensure the Grill is clean before leaving.

Important Information:
​​​​​​​Pets are permitted with prior approval and a Non-Refundable Pet fee.
We utilize a third-party concierge service that integrates directly with your booking channel to handle concierge services, rental agreements, and damage waivers. There is the option to choose between a small damage waiver or a hold on your credit card for damages. You will be asked for this information once your reservation is officially confirmed. Guest will also be required to sign a rental agreement prior to check in. Failure to provide the required information prior to check-in may result in reservation cancellation without refund.

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House Rules

Check in after 5:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

Pets allowed
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Smoking

Smoking is not permitted

Important information

You need to know

Property # 2993507vb
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has indicated that there is a carbon monoxide detector on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit
This property has outdoor spaces, such as balconies, patios and terraces, which may not be suitable for children; if you have any concerns, we recommend contacting the property prior to your arrival to confirm that they can accommodate you in a suitable room

About the area

Panama City Beach

Located near the beach, this holiday home is in Lower Grand Lagoon, a neighbourhood in Panama City Beach. Thomas Drive and Pier Park are worth checking out if shopping is on the agenda, while those wishing to experience the area's natural beauty can explore St. Andrews State Park and Panama City Beaches. Frank Brown Park and Water Planet are also worth visiting. Discover the area's water adventures with kayaking and scuba diving nearby, or enjoy the great outdoors with ecotours and cycling.
Map
Panama City, FL

What's nearby

  • St. Andrews Bay - 5 min walk - 0.4 km
  • The Sea Dragon - 5 min walk - 0.4 km
  • Panama City Beaches - 9 min walk - 0.8 km
  • Thomas Drive - 19 min walk - 1.6 km
  • Capt. Anderson's Marina - 19 min walk - 1.6 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 32 min drive

Restaurants

  • ‪Schooners - ‬8 min walk
  • ‪Deckhand Social - ‬13 min walk
  • ‪Patches Pub - ‬13 min walk
  • ‪McDonald's - ‬4 min drive
  • ‪The Grand Marlin of Panama City Beach - ‬20 min walk

Frequently asked questions

Does Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach have a pool?

Yes, this property has a pool.

How much does it cost to stay at Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach?

As of 9 Oct 2026, prices found for a 1-night stay for 2 adults at Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach on 8 Dec 2026 start from AU$2,636, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach pet-friendly?

Yes, pets are allowed at this property.

How much is parking at Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach?

On-site parking is available at the property.

What time is check-in at Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach?

Check-in begins at 5:00 PM.

What time is check-out at Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach?

Checkout is at 10:00 AM.

Where is Walk to Beach | Two Fins Up | Private Pool | Golf Cart | Panama City Beach located?

Located in Lower Grand Lagoon, this holiday home is within 1 mi (2 km) of Panama City Beaches and Thomas Drive. St. Andrews Bay and The Sea Dragon are also within 10 minutes.

Reviews

10

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
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Rating 10 - Excellent. 8 out of 8 reviews
Rating 8 - Good. 0 out of 8 reviews
Rating 6 - Okay. 0 out of 8 reviews
Rating 4 - Poor. 0 out of 8 reviews
Rating 2 - Terrible. 0 out of 8 reviews

10/10

Cleanliness

10/10

Check-in

10/10

Communication

10/10

Location

10/10

Listing accuracy

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect accommodations

This house had everything my family of 6 needed. It was clean and comfortable. The backyard and pool was perfect for our kids!
Stayed 5 nights in Sep 2024
Response from VrboOwner on 18 Oct 2024
Hayley and crew were a pleasure to host!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

PCB home

Beautiful spot, large group could occupy. Host communicated well. Had children and were charged extra cleaning fee on top of the already 380. Overall great stay !!
Stayed 15 nights in Jan 2025
Response from VrboOwner on 31 Jan 2025
Hi Stephanie, Thanks for your great review! We enjoyed hosting you. Unfortunately we did encounter quite and unexpected mess and some minor damage which did result in a few extra charges. But we sure appreciate you helping us make it right! Looking forward to hosting you again!
Verified review

10/10 Excellent

Liked: Location
Our week-long stay at Two Fins Up was wonderful. The property exceeded our expectations in every way.The pool was one of the highlights of our stay. It was clean, well-maintained, and the perfect place to relax and cool off each day. There was plenty of seating, making it a great space for both relaxing and spending time together as a group.The home was spacious. The living room was inviting and well-furnished. The kitchen was exceptionally well-stocked with everything we needed to prepare meals throughout the week. We especially appreciated the thoughtful touches and attention to detail throughout the property.The entire home was clean, well cared for, and exactly as described. Communication with the host was excellent, and check-in and check-out were seamless.We would gladly stay here again and highly recommend this vacation home to anyone looking for a comfortable, relaxing getaway with great amenities. It was the perfect place to spend a memorable week.
Stayed 7 nights in May 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Family trip 2025

The property was beautiful having the golf cart was fun. The pool was relaxing. We wanted to ride bikes but ran out of time. We should have stayed longer.
Stayed 4 nights in Jun 2024
Response from VrboOwner on 27 July 2024
Julie was an amazing guest! Looking forward to hosting her again soon!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful beach hose with golf cart and pool!

Host was great! No house issues. One block from beach that was perfect and beautiful! Pet had great backyard to play in. Great beds, nice appliances, very quiet and safe neighborhood. We had a wonderful time. Will book again! Kej
Stayed 4 nights in Oct 2024
Response from VrboOwner on 31 Jan 2025
It was our pleasure to host you Kenneth! Thanks for the great review!
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
House was better than the listing. Layout of the house was excellent and plenty of space for a party of 8. Pet friendly. Everything you need is available even for pets and babies. Beds were so comfortable. Bathrooms were amazing with great layout and showers fantastic!! Garage had so many items needed for the beach, pets, games, for kids to play on the beach and bikes. Golf cart was great for transportation to beach and local areas. Pool & backyard was icing on the cake. Everything you need to enjoy a pool! Layout area, sitting area, fire pit, and covered lounge and dining. Areas to walk your pets with clean up items. Speaker for music was so nice and very nice grill for outdoor meals. This house is so so user friendly, everything is labeled for ease of use/operation. The hosts thought of everything. Location is amazing too! Close to beach, restaurants, shopping and popular restaurants and grocery. Also a folder with instructions for operation of everything in the house. Definitely plan on returning!!!
Stayed 7 nights in Jul 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Amazing house and location. Could not recommend more!
Stayed 7 nights in Jul 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great location near beach. House was very very clean . We had a great time planning to book again

Had a great experience
Stayed 4 nights in Oct 2022
Response from VrboOwner on 21 Mar 2024
It’s always great to have Irene! We look forward to hosting you again

About the host

Hosted by John, Lauren, Mark, Julie

Host profile image
Gulf Life Concierge
850-842-7619
host@livegulflife.com

Premier Host

They consistently provide great experiences for their guests
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