Condo

Ocean Reef 1904 Updated & Remodeled! Beach Front, 2 Sets Free Beach Chairs!

On beach with water park, near Pier Park

Photo gallery for Ocean Reef 1904 Updated & Remodeled! Beach Front, 2 Sets Free Beach Chairs!

Outdoor dining
Property grounds
Exterior
Interior
Interior

Reviews

9.6 out of 10
Exceptional
2 bedrooms2 bathroomsSleeps 6106.5 sq m

Popular amenities

  • Ocean view
  • Pool
  • Kitchen
  • Washing machine
  • Dryer

Explore the area

View map
Panama City Beach, FL
  • Place, Hidden Lagoon Golf and Racetrack
    ‪1 min walk‬
  • Place, Panama City Beaches
    ‪5 min walk‬
  • Place, Pier Park
    ‪3 min drive‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪21 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Bedroom 1

1 King Bed

Bedroom 2

2 Queen Beds

Other Space 1

1 Double Sofa Bed

2 bathrooms

Bathroom 1

Bathtub or shower · Toilet

Bathroom 2

Bathtub or shower · Toilet

Spaces

Deck or patio
Kitchen
Balcony
Separate dining area
Garden

About this property

Ocean Reef 1904 Updated & Remodeled! Beach Front, 2 Sets Free Beach Chairs!

Welcome to Ocean Reef 1904 Featuring:
* New Ownership & Newly Remodeled for 2026
* 2 Seasonal Beach Setups (4 chairs, 2 umbrellas)
* New Balcony Furnishings, New Walk-in Shower, and More!
* Penthouse feature of 10’ ceilings and 8’ doors
* Convenient Dedicated Parking Space
* Recent Ocean Reef Elevator Updates
* If Unavailable, Checkout my Listings for Tropic Winds 1901 & 1903 (same ownership and quality)

Welcome to the completely revitalized Ocean Reef 1904 beach condo! Under new ownership, this stunning property has undergone an exceptional transformation, ready to deliver the ultimate luxury coastal experience for 2026. Considerable upgrades have transformed the condo into a highly desirable, beach-inspired sanctuary for your upcoming stay. As an additional and highly coveted bonus, this property includes, not one, but two beach chaise lounger setups! This provides you and your guests with four free chaise loungers and two umbrellas, setup each day of your stay (seasonally from March thru October).

From the moment you step inside, you’ll be captivated by the seamless, expansive water views visible through the main living areas. Elevated 10’ ceilings paired with striking 8’ interior doors create a sense of bright, airy, and roomy luxury. Newly painted walls, new furnishings, and coastal decor showcase a luxurious design promoting a deeply relaxing and cozy beach experience.

The outdoor balcony is truly an enjoyable living space where you’ll want to spend an abundance of time. Listen to the soothing sound of the waves, enjoy sweeping views of the coastline, or be utterly spellbound by the unforgettable gulf sunsets. Unlike smaller resort patios, Ocean Reef features oversized 10x28 (280 sq. ft.) balconies with room for everyone. Enjoy all new stylish balcony furnishings including: a comfortable conversational set (sofa, arm chairs, and coffee table); a relaxing chaise lounger for tanning, reading a great book, or an afternoon nap; and gorgeous table and chairs for enjoying sunset dinners.

The view-centric living area features gulf-views, a new sleeper sofa, two plush, comfortable recliners, and a massive 75” wall-mounted Smart-TV. Relax and soak up the scenery, recline and take a peaceful nap, or stream your favorite entertainment or sporting event with high resolution clarity.

The fully stocked kitchen boasts a new, spacious, side-by-side refrigerator with filtered ice and water dispenser. Start your mornings right with a traditional or k-cup coffee maker. You'll find all you need for preparing delicious meals, including a microwave, electric range, dishwasher, and full cookware set. The kitchen features a breakfast bar with nickel-gapped wall surrounds and seating for four. The adjacent dining area offers seating for six.

The master bedroom suite includes separate balcony access, with gulf-views, and features a king-size bed. The 50” wall-mounted Vizio TV is perfect for late-night entertainment or the morning news. The private ensuite master bath offers a beautiful tile walk-in shower, a convenient double vanity, a wall-mounted hair dryer, and an abundance of light.

A spacious guest bedroom comfortably sleeps four and features two newly furnished queen beds and chest of drawers with plenty of storage. Enjoy a 43-inch wall-mounted Smart-TV for your on-screen entertainment. The bedroom includes private access to the guest bath, which offers a combination shower/tub, a wall-mounted hair dryer, and excellent lighting.

A dedicated laundry room with a combination washer/dryer is provided for your utmost convenience.

Ocean Reef offers the perfect combination of stunning beachfront living and convenient access to Panama City Beach’s best entertainment venues and shopping. The resort is situated directly on the beach boasting over 330 feet of pristine, quartz-white, sandy beach complemented by seasonal beach-chair service. Your stay includes access to two sparkling pools. Enjoy the beautiful beach-front pool with a large, adjacent hot tub, or relax in the second indoor, seasonally heated pool featuring a steam room. Other amenities for fitness and wellness include an exercise room equipped with cardio equipment or unwind, after your workout, in the sauna.

Perfectly located and only a short stroll away you'll find the Runaway Island beachfront restaurant with outdoor seating and bar. Just across the street enjoy a coffee and donut shop, snack bar, the large Alvin's Island gift store, and family fun at Hidden Lagoon Go-Carts and Mini-Golf.

Ocean Reef is conveniently located within a very short drive (~1.5 miles) from the famous Pier Park entertainment, dining, and shopping district with over 1 million square feet of enjoyment. Visit Dolly Parton's Pirate's Voyage Dinner Show, enjoy a breathtaking sunset view from the PCB Wheel, or enjoy golf games and challenges at TopGolf. Stroll and shop in unique boutiques and gift stores, or indulge in a variety of delicious seafood restaurants, ice cream shops, and candy stores. Don’t forget to catch a movie at The Grand 16 movie theater!



POLICIES AND RULES:
To ensure a safe and enjoyable stay, Ocean Reef maintains and enforces the following policies. Our On-Site Property Manager or Ocean Reef Security team are present daily to ensure compliance.
- MINIMUM AGE: The primary renter must be 25 years of age or older to book this condo.
- OCCUPANCY LIMIT: The maximum occupancy limit is 6 guests.
- NO-SMOKING/VAPING: This is a NON-SMOKING/VAPING resort, including on the balcony. If you plan to smoke or vape during your vacation, please book a different property. Violation may result in immediate eviction and forfeiture of your damage deposit.
- NO PETS: Pets are strictly prohibited and will result in immediate removal from the property.
- QUIET HOURS & RESPECT: Quiet hours must be strictly observed. Loud music, parties, and large gatherings are not permitted. Please respect the peaceful enjoyment of your neighbors and their balconies.



City of PCB Tax Receipt #9910

Add dates for prices

Amenities

Pool
Hot tub
Kitchen
Washing machine
Dryer
Free WiFi

Have a question?

AI iconBeta

Get instant answers with AI powered search of property information and reviews.

Similar properties

House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
default

Children

Children allowed: ages 0–17
default

Events

No events allowed
default

Pets

No pets allowed
default

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher
Property Registration Number 9910

About the area

Panama City Beach

Located in Panama City Beach, this condo is on the beach. The area's natural beauty can be seen at Panama City Beaches and popular attractions include Shipwreck Island Waterpark and Frank Brown Park. Hidden Lagoon Golf and Racetrack and Swampy Jack's Wongo Adventure are also worth visiting. Jet skiing and scuba diving offer great chances to get out on the surrounding water, or you can seek out an adventure with horse riding and cycling nearby.
Map
Panama City Beach, FL

What's nearby

  • Hidden Lagoon Golf and Racetrack - 1 min walk - 0.0 km
  • Panama City Beaches - 5 min walk - 0.4 km
  • Holiday Golf Club - 19 min walk - 1.6 km
  • Swampy Jack's Wongo Adventure - 3 min drive - 2.5 km
  • Pier Park - 3 min drive - 2.8 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 26 min drive

Restaurants

  • ‪Sharky's Beachfront Restaurant - ‬12 min walk
  • ‪Starbucks - ‬7 min walk
  • ‪Runaway Island - ‬3 min walk
  • ‪Diego's Burrito Factory - ‬2 min drive
  • ‪Carrabba's Italian Grill - ‬16 min walk

Frequently asked questions

Does OCEAN REEF 1904 UPDATED & REMODELED! BEACH FRONT, 2 SETS FREE BEACH CHAIRS! have a pool?

Yes, this property has an indoor pool. Pool types include heated pools.

Is OCEAN REEF 1904 UPDATED & REMODELED! BEACH FRONT, 2 SETS FREE BEACH CHAIRS! pet-friendly?

No, pets are not allowed at this property.

How much is parking at OCEAN REEF 1904 UPDATED & REMODELED! BEACH FRONT, 2 SETS FREE BEACH CHAIRS!?

On-site parking is available at the property.

What time is check-in at OCEAN REEF 1904 UPDATED & REMODELED! BEACH FRONT, 2 SETS FREE BEACH CHAIRS!?

Check-in begins at 4:00 PM.

What time is check-out at OCEAN REEF 1904 UPDATED & REMODELED! BEACH FRONT, 2 SETS FREE BEACH CHAIRS!?

Checkout is at 10:00 AM.

Where is OCEAN REEF 1904 UPDATED & REMODELED! BEACH FRONT, 2 SETS FREE BEACH CHAIRS! located?

Nestled on the beach, this Panama City Beach condo building is within a 5-minute walk of Hidden Lagoon Golf and Racetrack and Panama City Beaches. Pier Park is 1.6 mi (2.6 km) away.

Reviews

9.6

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 105 out of 138 reviews
Rating 8 - Good. 28 out of 138 reviews
Rating 6 - Okay. 4 out of 138 reviews
Rating 4 - Poor. 1 out of 138 reviews
Rating 2 - Terrible. 0 out of 138 reviews

9.8/10

Cleanliness

10/10

Amenities

10/10

Property conditions & facilities

8.0/10

Eco-friendliness

9.8/10

Check-in

9.2/10

Communication

9.8/10

Location

10/10

Listing accuracy

Reviews

10/10 Excellent

Doug J.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We've stayed here two years in a row now (2 different condos) and just LOVE it!
Stayed 7 nights in Aug 2025

10/10 Excellent

Deana R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beach trip

We enjoyed our stay!
Stayed 4 nights in Jul 2025

8/10 Good

SCOTT D.

Liked: Cleanliness, location, listing accuracy
Condo was fine. The elevators were terrible.
Stayed 4 nights in Oct 2025
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Diane W.

Great

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was more than happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Everything was great except the front bedroom bed was very squeaky. The place was very nice. Location was good. The tv in the bedroom never worked all in all it was nice.

10/10 Excellent

Kimberly M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to stay!

The place was clean and spacious. It had everything we needed. The Greta staff was friendly and helpful! We would efinitely stay again.
Stayed 4 nights in Mar 2023

10/10 Excellent

Rachel

Liked: Cleanliness, amenities, property conditions & facilities, communication
Quick access to beach
Stayed 3 nights in Jul 2023
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Rakita S.

Great Get Away

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: My stay at the Ocean Reef was WONDERFUL can't wait to visit again!
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Ron Judy and Joan's 2 week vacation

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Condo was excellent and clean. I will stay there again. Beds were great and you just can not believe the view.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

SHARON P.

Ocean Reef 1904

Rating Details: The property manager was more than helpful. The vacation rental was very clean. I was very happy with the location. I was satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Enjoyed our stay here because it was the former Georgia Terrace property that brought back a lot of memories.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Glenn H.

Glenn & Susan

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Very good vacation, condo was exactly like the brochure, met our expectations, grounds were well manicured and all outside areas maintained and very clean.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Kathy C.

Great Condo!

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: We have stayed in several units at Ocean Reef over the years and this condo was one of the best we have had. It was clean, beautifully decorated and met all of our expectations. We hope to return again!
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Ocean Reef 1904

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Very pleased with our condo!!! This is my 4th time using Greta's Beach Rentals to book our annual girl's trip. Always a good experience!!! Can't wait till next year!!
This review was submitted before 2018 and has not been verified.

10/10 Excellent

David A.

Spring Break Family

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: We enjoyed our stay at Ocean Reef. The beach service included in the rental is a nice compliment. The unit is nicely decorated and spacious. We enjoyed the large balcony. 19 floors is really high up but the view is worth it.
Stayed 4 nights in Apr 2017

4/10 Poor

Richard N.

Liked: Cleanliness, check-in, location, listing accuracy
Disliked: Communication
Condo was very nice and comfortable. Two stars for the horrible elevator situation and lack of communication with the owners. For two of our five days we were significantly delayed trying to go to and from the beach because only one elevator was running for the entire building. There were 20-30 minute wait times each way especially during busy times. Talking with other residents this seems to be common with this building. When we tried contacting Greta’s several times during our stay we never got one response from them. We got the standard automatic responses like welcome and departure messages but not one response to our specific questions. We enjoyed the actual condo, but the other issues would definitely keep us from renting there again.
Stayed 5 nights in May 2025
This review comes from a trusted partner site and has not been verified.

8/10 Good

A guest from Lebanon, TN

Unsatisfied cleaning service

Rating Details: The property manager was adequately helpful. The vacation rental was very dirty. I was happy with the location. I was satisfied with the condition of the vacation rental. Overall, I do not recommend this vacation rental. Reviewer Comments: The place was nice and location and apartment was very nice and comfortable, but for the services and cleaning they charge a lot more than they do.
This review comes from a trusted partner site and has not been verified.

8/10 Good

Sameer M., Alpharetta, GA

Location, Location, Location !!!

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was more than satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: The best part about our vacation here was the vicinity to most of the things we wanted to do. Except for a short trip to the Pier Park, you would not need to step in your vehicle. Everything is within 5 mins walk - great restaurants, 'not so mini' golf, go-carting, grocery store, souvenir shops. The condo is on the beach and views from the 19 floor are awesome. The sunset is great to watch from the huge balcony....overall wonderful property to stay in.
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Meredith L.

Wonderful Last Minute Get Away!!

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was more than happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: We booked our room on Friday night and showed up on Saturday for a wonderful stay. The room was beautiful and very clean! It was an unbelievable view.. Our only small complaint if you will was the parking spot. We drove a large Pick Up truck and we were parked between a wall and the exit. We were extremely worried that we were going to get hit. Overall wonderful experience and will absolutly book again!
Stayed 3 nights in Jun 2018
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Mary L., Chattanooga, TN

Great family stay!

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: We had a wonderful stay! Our family of 4 (2 kids under 5 yrs old) loved everything about this condo and its location. We had plenty of room and a wonderful spacious balcony where we ate almost every single meal. The pool and hot tub were perfect and the beach service was amazing, especially when we didn't have to lug even MORE stuff for our kids! Ha! With Runaway Island and an ice cream shoppe in walking distance, we had some great nightly ventures without hanging out in any traffic. All in all, wonderful time. Thank you!
This review comes from a trusted partner site and has not been verified.

6/10 Okay

Joe P.

All Good Until......

Rating Details: The property manager was somewhat unhelpful. The vacation rental was spotless. I was very happy with the location. I was very dissatisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: It was great... leaving not so good. Elevators inop at departure. Had to haul all luggage 19 floors 3 trips up and down with two toddlers. Thought I was gonna have a heat stroke in stairwell. Was told they were coming to fix but never showed up before we had to leave. Killed the whole trip. Nightmare. Other small children screaming in stairwell didn't help. Expect some sort of compensation if I would ever return.
Stayed 4 nights in Jul 2023
This review comes from a trusted partner site and has not been verified.

8/10 Good

Sonya D.

Nice Condo!

Rating Details: The property manager was more than helpful. The vacation rental was spotless. I was very happy with the location. I was more than satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Great Condo! Spacious, clean, high roomy ceilings. Very large balcony as well. Fast elevators. We did have an issue with the fact that their are no carts to carry luggage up and back down. With 3 kids and two adults for a full week's worth of stuff, that's an issue. We did find out at the end of our start that maintenance has some grocery carts that people use that remain locked up pretty much. The trips carrying things took two hour alone when we arrive because we were on the 19th floor and had to wait on elevators coming and going. That was two hours wasted. Also, a hassle to leave because of the many trips and no grocery cart available. Beach was beautiful as always though.
This review comes from a trusted partner site and has not been verified.

8/10 Good

Three people that had a great time at Ocean Reef Condo's

Rating Details: The property manager was very helpful. The vacation rental was somewhat dirty. I was very happy with the location. I was very dissatisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Such a great place to take a vacation. My wife, our friend Joan Williams and myself have been taking our vacation for the past three years at Ocean Reef Condos . Joe Willoby, and I have been friends for a few years and I would not try to have hard feeling for anything. I have been a Hotel National sales manager and inspector for several years as well as Large Condo manages. I never minced words about things that needed to be fixed, get it done and move on with no hard feelings. You as asked for my openIon so here it is about thing that need to be repaired or replaced in unit 1904. The mattresses in both bedrooms need to be replaced, Troster does work and screens in bedroom need to be repaired. You might check the couch pillows in the living room, these are thing that over time needs addressed. The property itself was in exceptional, clean, orderly and friend. Hopefully we will be back next year to enjoy another vacation at Ocean Reef, and Greta's Beach rental, you are very nice people. I sure know property Managment is not easy. Thank you for the opportunity give my openIon and to stay with you. God bless, Ron Sharpe

10/10 Excellent

Brian L.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Everyone had a very pleasant time. Thanks for letting us stay.
Stayed 4 nights in Jun 2025
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Susana R.

Great place

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was very satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: Love the stay!
Stayed 2 nights in Aug 2024
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

Robert J.

Excellent condo

Rating Details: The property manager was very helpful. The vacation rental was spotless. I was very happy with the location. I was more than satisfied with the condition of the vacation rental. Overall, I recommend this vacation rental. Reviewer Comments: We had a great stay, though it was the Memorial day weekend, and the overflow parking lot was full on one day, so that was a challenge, but everything else was well maintained, the beach attendant was super helpful. Two minor issues, one of the elevators was out of service the entire 5 days we were there, causing lines and delays, and for a condo that sleeps 6, there were only 4 bath towels, but everything else was well stocked, great location, amazing balcony, and exactly as advertised!
Stayed 4 nights in May 2024
This review comes from a trusted partner site and has not been verified.

10/10 Excellent

April 2024 Stay

We love PCB. The condo suited our needs very well. We have stayed in this building many times, and once again, the facilities were great!
Stayed 6 nights in Mar 2024

About the host

Hosted by Greta's Beach Rentals

Host profile image

Languages:

English

Premier Host

They consistently provide great experiences for their guests
Tell us how we can improve our siteShare feedback