Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Photo gallery for Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Two wine glasses on a wooden table with a view of the ocean and beach.
A bedroom with a bed, a desk, a ceiling fan, a painting, and a view of the outside.
A modern kitchen with a central island, a dining area with a round table and chairs, and a balcony with a view.
A beach with rows of blue umbrellas and beach chairs, a lifeguard tower, and a sandy area with sparse vegetation.
A swimming pool with lounge chairs and palm trees, overlooking a beach.

Reviews

9.8 out of 10
Exceptional

Highlights

  • The great outdoors
    Guests love the outdoor space here.
  • Beach equipment
    A rare find — beach equipment ready to go for your days by the sea.
  • Centrally-located
    You're never far from where you need to be with this convenient location.
  • Discover nearby landmarks
    Near Panama City Beaches
Sleeps 62 bedrooms3 beds

Popular amenities

  • On beach
  • Heated pool
  • Garage parking available
  • Kitchen
  • Washing machine
  • Air-conditioning

Explore the area

View map
Panama City Beach, FL
  • Place, Panama City Beaches
    ‪5 min walk‬
  • Place, M.B. Miller County Pier
    ‪5 min walk‬
  • Place, Shipwreck Island Waterpark
    ‪6 min walk‬
  • Airport, Panama City, FL (ECP-Northwest Florida Beaches Intl.)
    ‪24 min drive‬

Rooms & beds

2 bedrooms (sleeps 6)

Family Room - Sleeper Sofa

1 Queen Bed

Master

1 King Bed

Spare Bedroom

1 Queen Bed

2 bathrooms

2nd Bathroom

Bathtub or shower · Toilet

Master Bath

Bathtub or shower · Toilet

Spaces

Deck or patio
Kitchen
Balcony
Dining area

About this property

Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....

Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our "home away from home" is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.

Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).

The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.

Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.

The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.

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House Rules

Check in after 4:00 PM
Minimum age to rent: 25
Check out before 10:00 AM
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Children

Children allowed: ages 0–17
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Events

No events allowed
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Pets

No pets allowed
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Smoking

Smoking is not permitted

Check-out instructions

The host requires you to complete the following before checking out:
Load and start the dishwasher
Remove personal items, remove leftover food and drinks and take out the rubbish
Please return all 6 wristbands to the hooks near the door to avoid a replacement fee of $25 each.
Please wash all dishes or run the dishwasher before you leave & remove all food from the refrigerator.
Please remove all trash from unit (trash chute is outside of unit in the hallway- bagged trash only).
Failure to complete these may result in a negative review from the host.
No Smoking/Vaping Allowed - only allowed on L3 level. $100 fee for smoking on Sterling Reef property. $500 cleaning fee charged for smoking in unit.
Wristbands must be worn on property for guests 8 years+. All 6 bands must be returned to hangers near the door to avoid replacement fee of $25 each.
Only two vehicles are allowed to be parked in the garage and must be registered through Guest Services ($50 each). No golf carts allowed in garage.

Important information

You need to know

Property Registration Number 37278
Property # 2072038vb
Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has not indicated whether there is a carbon monoxide detector on the property; consider bringing a portable detector with you on the trip
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a deadlock
This property has outdoor spaces, such as balconies, patios and terraces, which may not be suitable for children; if you have any concerns, we recommend contacting the property prior to your arrival to confirm that they can accommodate you in a suitable room

About the area

Panama City Beach

Located in Panama City Beach, this condo is near a water park and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's popular attractions can visit Shipwreck Island Waterpark and Frank Brown Park. Looking to enjoy an event or a game while in town? See what's going on at Publix Sports Park, or consider a night out at Breakfast Point Academy. Discover the area's water adventures with jet skiing, scuba diving and snorkelling nearby, or enjoy the great outdoors with cycling.
Map
Panama City Beach, FL

What's nearby

  • Edgewater Gulf Beach - 2 min walk - 0.2 km
  • Panama City Beaches - 5 min walk - 0.4 km
  • M.B. Miller County Pier - 5 min walk - 0.4 km
  • Shipwreck Island Waterpark - 6 min walk - 0.6 km
  • Golf Course at Edgewater - 13 min walk - 1.1 km

Getting around

  • Panama City, FL (ECP-Northwest Florida Beaches Intl.) - 23 min drive

Restaurants

  • ‪Chick-fil-A - ‬4 min drive
  • ‪Whataburger - ‬3 min drive
  • ‪McDonald's - ‬4 min drive
  • ‪Starbucks - ‬3 min drive
  • ‪Ocean's Bar & Grill (Edgewater Beach Resort) - ‬9 min walk

Frequently asked questions

Does Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! have a pool?

Yes, this property has an outdoor pool. Pool types include heated pools.

How much does it cost to stay at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

As of 20 Aug 2026, prices found for a 1-night stay for 2 adults at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! on 1 Nov 2026 start from AU$1,212, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! pet-friendly?

No, pets are not allowed at this property.

How much is parking at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

On-site parking is available at the property.

What time is check-in at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Check-in begins at 4:00 PM.

What time is check-out at Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!?

Checkout is at 10:00 AM.

Where is Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed! located?

Nestled on the beach, this Panama City Beach condo building is within a 10-minute walk of Edgewater Gulf Beach, Panama City Beaches and Shipwreck Island Waterpark. Goofy Golf and M.B. Miller County Pier are also within 5 minutes.

About the host

Hosted by Brian & Amy Zmikly

Host profile image
We live in Michigan, and have five wonderful teenagers (yes, five teenagers). It's always entertaining around the Zmikly house. :)

Why they chose this property

Simply stated - it's a place to exhale and forget about "life" for a while. You can feel it the minute you walk in...

What makes this property unique

- Low-density property
- Brand new elevators in 2023
- Beach rentals onsite
- Amazing views
- White sands and aqua blue water
- Extremely clean and well stocked
- Centrally located in PCB... Close to everything!
- Calm, serene, and welcoming... Enjoy :)


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