The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham.

Photo gallery for The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham.

A spacious kitchen with a large island, exposed brick walls, and large windows offering views of the city.
A modern kitchen with a large island, stainless steel appliances, and exposed brick walls.
A spacious room with a large granite countertop, a television mounted on the brick wall, and a seating area with a sofa and chairs.
A modern kitchen with stainless steel appliances, a bar area with stools, and a seating area with a round table and chairs.
A bar area with a wooden ceiling and bar stools.

Reviews

10 out of 10
Exceptional

Highlights

  • Centrally-located
    You're never far from where you need to be with this convenient location.

Popular amenities

  • Air-conditioning
  • Pet-friendly
  • Refrigerator
  • Washing machine
  • Onsite parking available
  • Fireplace

Explore the area

View map
Effingham, IL
  • Place, Effingham County Courthouse
    ‪2 min walk‬
  • Place, Bliss Park
    ‪11 min walk‬
  • Place, Village Square Mall
    ‪2 min drive‬

Rooms & beds

3 bedrooms (sleeps 8)

Bedroom 1

2 King Beds, 1 Double Sofa Bed and 2 Single Beds

2 bathrooms

Bathroom 1

Bathroom 2

Spaces

Kitchen
Separate dining area
Number of living rooms

Add dates for prices

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  • Kitchen
  • Washing machine
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9.8 out of 10, Exceptional, (518 reviews)
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About the area

Effingham

Located in Effingham, this apartment is in the city centre. Cardinal Golf Course and Pepper's Ridge Winery are worth checking out if an activity is on the agenda, while those looking for area attractions can visit Bliss Park and Effingham County Fairgrounds.
View more Apartments in EffinghamOpens in a new window
Map
Effingham, IL

What's nearby

  • Effingham County Courthouse - 2 min walk - 0.2 km
  • Bliss Park - 11 min walk - 1.0 km
  • Village Square Mall - 2 min drive - 2.8 km
  • Effingham Performance Center - 4 min drive - 4.5 km
  • Lake Sara - 10 min drive - 11.7 km

Getting around

  • Effingham Station - 8 min walk

Restaurants

  • ‪Dairy Queen - ‬2 min drive
  • ‪McDonald's - ‬5 min drive
  • ‪Gabby Goat American Pub & Grill - ‬7 min walk
  • ‪Golden Corral - ‬6 min drive
  • ‪Niemerg's Steakhouse - ‬20 min walk

Frequently asked questions

Is The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. pet-friendly?

Yes, pets are allowed at this property.

How much is parking at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. ?

On-site parking is available at the property.

What time is check-in at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. ?

Check-in begins at 4:00 PM.

What time is check-out at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. ?

Checkout is at 10:00 AM.

Where is The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. located?

Located in the heart of Effingham, this apartment building is within a 15-minute walk of Effingham County Courthouse, HSHS St. Anthony's Memorial Hospital and Bliss Park. Village Square Mall and Evergreen Bark Park are also within 2 miles (3 km). Effingham Station is 8 minutes by foot.

Reviews

10

Exceptional

Reviews are presented in chronological order, subject to a moderation process, and verified unless otherwise labelled.
Learn moreOpens in a new window
Rating 10 - Excellent. 28 out of 28 reviews
Rating 8 - Good. 0 out of 28 reviews
Rating 6 - Okay. 0 out of 28 reviews
Rating 4 - Poor. 0 out of 28 reviews
Rating 2 - Terrible. 0 out of 28 reviews

10/10

Cleanliness

10/10

Check-in

10/10

Communication

10/10

Location

10/10

Listing accuracy

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This was our second stay at the xchange and once again it was great. Hosts are very good communicators. Highly recommended!
Stayed 1 night in Oct 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Amazing location and the property was perfect! Great communication with our host.
Stayed 2 nights in Jul 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Place is super nice, very close to everything in town
Stayed 1 night in Mar 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Great
Stayed 1 night in Oct 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Amazing communication, cleanliness and location! Will definitely bring the family back for the next stay.
Stayed 1 night in Feb 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
The place was fantastic and the host was very responsive. Would definitely stay here again!
Stayed 2 nights in Feb 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Great space. Easy access to everything we wanted to see and do. Communication was clear and easy. Really enjoyed our stay.
Stayed 3 nights in May 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Stay

We stayed here to attend a conference in Effingham, great location and the owners were very responsive and easy to work with.
Stayed 2 nights in Feb 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This property is very clean and comfortable - well-maintained with thoughtful amenities. The hosts are very accommodating and easy to work with. Ample free parking too. I'd recommend this property. The only drawback would be if you can't do stairs - I called the entrance the Aztec Temple . We knew ahead of time - but if you have heavy luggage, it might be a challenge. Nevertheless, we enjoyed our stay!
Stayed 2 nights in Sep 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very nice loft apartment!!!

We will absolutely stay here again when in the area. One of the nicer places we have rented.
Stayed 2 nights in Mar 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, location, listing accuracy

Girls 40th bday getaway

We had a nice stay with beautiful accommodations. Effingham is a cute town with lots to offer.
Stayed 2 nights in Oct 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
We literally were able to walk to all the things, shopping, drinks and food. We are already planning to come back.
Stayed 2 nights in Nov 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This place is amazing! Everything you could possibly need during your stay. So easy to walk to great shops and restaurants. Property owners are wonderful too!
Stayed 2 nights in Aug 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Girls weekend

Very nice atmosphere! We felt very safe and a great location in downtown Effingham. We will definitely be staying here again!
Stayed 2 nights in Feb 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place and owners

The space was great and the location is perfect. The owners are very accommodating and respond quickly and worked with us on requests. Will go there again when we are in town next.
Stayed 1 night in Sep 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
All went very well. Thank you!
Stayed 1 night in Apr 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wedding Dress Shopping

We had a great stay,super fun place to stay!! Perfect location for us!! Would highly recommended!!
Stayed 2 nights in Feb 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
What a beautiful loft—this place truly has everything you could want and need. We loved the view it offers, and the location couldn’t be better. There are plenty of great places nearby to eat and drink. The host was very accommodating and always responded to our questions promptly. I would absolutely return and look forward to staying here again.
Stayed 2 nights in Jan 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Recent Stay

Beautiful place! Thank you so much for sharing it!
Stayed 2 nights in Jun 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Awesome!

It was a great place with access to downtown and some fun places to eat.
Stayed 4 nights in May 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Clean, really close to the job we were working on. Loved the small stores and places to eat being within walking distance. We have reserved it again.
Stayed 4 nights in Jun 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great apartment for holiday with family

Me and my adult siblings stayed here while the kiddos slept at grandma's house about 15 minutes away. This was a great apartment for us to return to every night after spending the days with our mom and the kids. Loved that the table expanded to seat all 6 of us for playing games and grabbing breakfast. Very well appointed with everything we needed.
Stayed 3 nights in Nov 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Spot on!

We stayed the weekend while visiting family on Lake Sara. We loved the downtown vibe and the property was exactly as described, more than enough space for 5 adults. Close to coffee, restaurants, bars and even a farmer’s market. We loved the special touches, the cleanliness and coziness. It was a pleasure working with Megan and Michael, thank you for speedy responses and awesome accommodations!Ann
Stayed 4 nights in Jul 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Anniversary Getaway

Michael and Teegan provided a seemless process for check-in. Slight issue with wifi network was resolved quickly. Very comfortable beds and very clean. Nice apartment with cool historic past. Stopped in the speakeasy in the basement of some bank bldg - very hip place. Effingham is doing some really cool things and this place is one of them.
Stayed 2 nights in Sep 2024
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Amazing Property - Close to Everything!

We loved staying here for the out-of-town wedding we were attending! The loft was clean and inviting. We loved all the extra amenities that you wouldn't think you needed but did. We were close to restaurants and shopping. The hosts were amazing and so nice - great communication. We had a last-minute request, and not only were they happy to accommodate us, they gave us a better option. We honestly cannot say enough about the space and the hosts. It made the weekend that much more enjoyable. I would highly recommend staying here!
Stayed 2 nights in Jan 2024
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