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Lakeside Retreat on Cove Bay - Perfect for Families!

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Welcome to our Lakeside Retreat on beautiful Cove Bay!
Our 5 bedroom, 5 bath, 2,500+ square foot home is perfect for families!
Breathtaking lake views -  Clear water and blue skies as far as you can see.
Sunset view on Cove Bay - Some of the most beautiful sunsets on Mille Lacs Lake
25' Bennington Luxury Tri-Toon for our guests to rent (extra fees apply).

Reviews

10 out of 10
Exceptional
5 bedrooms4+ bathroomsSleeps 16232.3 sq m

Popular amenities

  • Dryer
  • Washer
  • Fireplace
  • Kitchen
  • Barbecue grill
  • Parking available

Explore the area

View map
Onamia, MN
  • Mille Lacs Lake
    ‪5 min walk‬
  • Mille Lacs Kathio State Park
    ‪9 min drive‬
  • Grand Casino Mille Lacs
    ‪16 min drive‬
  • Brainerd, MN (BRD-Brainerd Lakes Regional)
    ‪74 min drive‬

Rooms & beds

5 bedrooms (sleeps 16)

Bedroom 1 (10x13)

1 Queen Bed

Bedroom 2 (13x14)

1 Queen Bed

Bedroom 3 (12x13)

1 Queen Bed

Bedroom 4 (14x29) / Kids Room

+1
1 Queen Bed, 1 Double Futon and 3 Single Bunk Beds

Bedroom 5 (12x16) / Sun Room

1 Queen Bed

4 bathrooms, 1 half bathroom

Bathroom 1

Towels provided · Toilet · Shower only

Bathroom 2

Towels provided · Toilet · Shower only

Bathroom 3

Towels provided · Bathtub or shower · Toilet

Bathroom 4 / Kids Room

Towels provided · Bathtub or shower · Toilet

Bathroom 5

Towels provided · Toilet

Spaces

Deck or patio
Porch or lanai
Kitchen
Outdoor play area
Garden
Dining area

About this property

Lakeside Retreat on Cove Bay - Perfect for Families!

Our stunning Lakeside Retreat on Cove Bay (Mille Lacs Lake, MN) has everything you need for an unforgettable stay! From breathtaking lake views to a spacious home, a fantastic yard for outdoor fun, and a pristine swimming beach just 75 feet from the house, this retreat is designed for private relaxation and adventure. With activities for all ages, cozy seasonal decor, and plenty of space to unwind, your group—kids and adults alike—will have an absolute blast. We can’t wait to welcome you!

SPACIOUS HOME WITH ROOM FOR EVERYONE: Our 5-bedroom, 5-bathroom, 2,500+ sq. ft. home sits on a private 2-acre lot with 150 feet of gently sloping beachfront, making it the perfect spot for families—especially those with young children. Just 90 minutes from the Twin Cities, this highly sought-after Cove Bay location offers level elevation right up to the lake, making access easy and enjoyable for all.

- Bedrooms: Four rooms feature comfortable queen-size beds, including one on the main level—ideal for grandparents. The fifth bedroom is a dream for kids, with three bunk beds, a queen bed, a futon sleeper, a cozy window seat, and a 50" TV with DirectTV, Blu-ray/DVD player—the ultimate sleepover setup!

- Bathrooms: Each of the five bathrooms (2 full, 2 three-quarter, and 1 half-bath) is conveniently attached to a bedroom, ensuring complete privacy for all guests.

- Comfortably Sleeps 16: With plenty of beds and extra space, your group will have all the room they need to relax in privacy and recharge.

EVERYTHING YOU NEED FOR A STRESS-FREE STAY: This two-level home comes fully equipped with all the essentials, including a fully stocked kitchen (with everything you need, e.g. dishes, glasses, silverware, pots & pans, coffee maker, small appliances, crock pots, roaster, etc), a spacious dining area (huge dining table with seating for twelve and eight additional folding chairs available), main-level living room overlooking the beautiful lake, separate entertainment room (featuring 60" TV, DirectTV, Blu-Ray/DVD player, Wii console, and high-speed WiFi), laundry facilities for mid-week refreshes, and an outdoor Weber propane grill with grilling utensils (propane provided).

ENHANCE YOUR STAY - RENT OUR LUXURY PONTOON: Want to explore the lake in style? We also offer a 25’ Bennington Luxury Tri-Toon (seats 13) for rental from June through August (available on a first-come, first-served basis and separate rental fees apply). Let us know if you’re interested!

MILLE LACS LAKE - A WORLD-CLASS FISHING DESTINATION: Known as the "Walleye Capital of the World", Mille Lacs Lake is a paradise for anglers, with walleye, northern pike, jumbo perch, muskie, smallmouth bass, crappies, and sunfish. Ranked as the #1 bass lake in America by Bassmaster (2017), this lake produces trophy smallmouth bass. The lake has also set numerous records for world-record muskies over 60 lbs! Bring your boat—there’s a public launch and bait shop nearby, and our private dock is yours to use. Prefer a guided trip? Book a private fishing charter for an unforgettable experience!

ENDLESS FUN FOR ALL AGES: Aside from fishing, our 150’ sandy shoreline is perfect for swimming—shallow, clear, and great for young kids! Enjoy the private dock and lakeside fire pit for peaceful sunsets, or take advantage of our huge 2-acre yard, ideal for outdoor games and family fun.

- Basketball hoop in driveway and garage FULL of toys
- Outdoor playground for the kids with sandbox
- Paddleboat & six kayaks for lake adventures, and life jackets in the garage
- Tons of indoor & outdoor games, toys, and activities
- Nearby attractions – Hiking, golf, state parks, casino, ATV trails, and more!

NO HIDDEN FEES - EVERYTHING YOU NEED IS INCLUDED: We want your stay to be stress-free, so our rates cover everything you need—just bring your food, clothes, and toiletries!

- High-speed WiFi, DirectTV and Smart TVs
- Free use of kayaks, paddleboat, water toys and dock
- Fully stocked kitchen with complimentary essentials
- Laundry facilities & detergent provided
- Propane for the grill included
- Garage filled with toys, yard games, and various water toys (Aqua Lily Pad, life jackets, swim shoes of various sizes, swim goggles, snorkel sets, boogie boards, swim noodles, inner tubes, inflatable loungers, pails, shovels, water guns, etc.)
- No extra parking or dock fees!

A detailed welcome guide will be sent one month before check-in, packed with helpful info, local attractions, and fun activities to make the most of your stay. Come experience relaxation, adventure, and lifelong memories at our beautiful Lakeside Retreat on Cove Bay. We can’t wait to host you!

P.S. – DON'T JUST THINK SUMMER! While summer is a popular time to visit, Mille Lacs Lake is a year-round paradise! Each season brings its own unique charm and exciting activities, ensuring fun-filled days no matter when you visit.

FALL - A SCENIC OUTDOOR ADVENTURE AWAITS: Embrace the crisp autumn air and breathtaking fall colors reflecting off the lake. Whether you're seeking adventure or relaxation, fall offers something for everyone. Popular activities include ATV riding (explore over 300 miles of premier ATV trails, the largest connected ATV trail system in the state), biking and hiking (the Mille Lacs Soo Line Trail is the newest "rails to trails" projects in the state of Minnesota and is perfect for biking, hiking, and rollerblading amidst the golden foliage), and fishing / hunting / shooting / archery (during the fall, trophy fish are fattening up for winter, and Mille Lacs is also home to whitetail deer, grouse, and various waterfowl species. The Mille Lacs Wildlife Management Area offers 39,000+ acres of public hunting land for outdoor enthusiasts!)

WINTER - A SNOWY WONDERLAND: Winter on Mille Lacs is simply magical, bringing out the kid in all of us! Whether you love peaceful winter landscapes or high-energy activities, there’s no shortage of fun. Popular activities include cross-country skiing and snowshoeing (miles of scenic trails at Mille Lacs Kathio State Park, plus a sledding hill and hot cocoa in the warming house), kiteboarding and ice skating (don’t miss the lake’s big kiteboarding event—the annual Mille Lacs Crossing—held in late February or early March), snowmobiling (bring your sleds or rent one to explore the hundreds of miles of groomed MN snowmobile trails, winding through scenic forests and across the frozen lake), and ice fishing (experience Minnesota's famous "hardwater" fishing... with plowed roads for easy lake access and rental fish houses equipped with all the comforts of home, you can fish, play cards, and soak in the winter charm).

No matter the season, Mille Lacs Lake is the perfect escape for adventure, relaxation, and unforgettable memories!

Add dates for prices

Amenities

Kitchen
Washing machine
Dryer
Pet-friendly
Free WiFi
Air conditioning

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House Rules

Check in after 5:00 PM
Minimum age to rent: 25
Check out before 11:00 AM
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Children

Children allowed: ages 0–17
Bedroom #4 is great for children!
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Events

No events allowed
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Pets

Pets allowed: dogs (limit 2 total)
Guest must clean up behind dogs - $150 fee per dog
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Smoking

Smoking is not permitted
During the summer (June, July, and Aug) there are two rental options available: 1) 5 nights (Sunday thru Friday) or 2) 7 nights (Friday thru Friday)
Peak season cancellation policy (05/01 - 09/30 ONLY) - If more than 60 days, all amounts are refunded except a $500 cancellation fee.
Our house rules ask that you treat our home and neighbors like your own... e.g. remove shoes, clean dishes, put stuff away, notify us of damage, etc.

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
On-site parties or group events are strictly prohibited
Host has indicated that there is a carbon monoxide detector on the property
Host has indicated that there is a smoke detector on the property
Safety features at this property include a fire extinguisher, a first aid kit and a deadlock

We should mention

A car is required for transport to and from this property

About the area

Onamia

Located in Onamia, this holiday home is in a rural area and on the beach. Travellers eager for a bit of culture can stop by Mille Lacs Indian Museum, while those wishing to experience the area's natural beauty can explore Onamia Lake Wildlife Management Area and Mille Lacs Kathio State Park. Make sure you get close to the area's animals with activities such as game walks and birdwatching.
Map
Onamia, MN

What's nearby

  • Mille Lacs Lake - 5 min walk - 0.4 km
  • Onamia Lake Wildlife Management Area - 4 min drive - 4.0 km
  • Mille Lacs Kathio State Park - 9 min drive - 5.8 km
  • Grand Casino Mille Lacs - 16 min drive - 16.6 km
  • Father Hennepin State Park - 19 min drive - 15.8 km

Getting around

  • St. Paul, MN (STP-St. Paul Downtown) - 106 min drive

Restaurants

  • ‪BayView Bar & Grill - ‬5 min drive
  • ‪Taco John's - ‬3 min drive
  • ‪Waterfront Bistro - ‬10 min drive
  • ‪Dairy Queen - ‬3 min drive
  • ‪Muggs Mainstreet Saloon - ‬11 min drive

Frequently asked questions

Is Lakeside Retreat on Cove Bay - Perfect for Families! pet-friendly?

Yes, this property allows dogs (limit 2 total). Some restrictions may apply, so please contact the property for more details.

What time is check-in at Lakeside Retreat on Cove Bay - Perfect for Families!?

Check-in begins at 5:00 PM.

What time is check-out at Lakeside Retreat on Cove Bay - Perfect for Families!?

Checkout is at 11:00 AM.

Where is Lakeside Retreat on Cove Bay - Perfect for Families! located?

Nestled on the beach, this Onamia holiday home is within 1 mi (2 km) of Mille Lacs Lake and South Harbor Town Hall. Onamia Lake Wildlife Management Area and Lake Onamia are also within 3 miles (5 km).

About the host

Hosted by Jason Wimmer

Host profile image
Hello! We are a family of five from the Minneapolis area, and we absolutely love the convenience of having our Lakeside Retreat less than 90 minutes from home. Since purchasing this lakehome in 2013, we've spent countless unforgettable days here, making lifelong memories with family and friends. We look forward to sharing our lakehome with you!

Why they chose this property

When we were searching for the perfect lake home, we had a vision—somewhere peaceful yet accessible, where we could escape the city, relax, and watch our kids grow up enjoying the great outdoors. We had a few must-haves on our list, and this property checked every box (see what makes our property unique below)! Over the years, we’ve made continuous upgrades based on feedback from family, friends, and guests, ensuring it remains the ultimate lakeside getaway.

This home has brought so much joy to our family, and now, we’re excited to share it with you and your loved ones!

What makes this property unique

After touring numerous properties, we knew this one was something special because it had everything we were looking for:

1) Close Proximity to Minneapolis – Just 90 minutes via Highway 169, it’s an easy and scenic drive to the southernmost bay of Mille Lacs Lake, making weekend getaways effortless.

2) Plenty of Space for Family & Friends – With 5 bedrooms, 5 bathrooms, and over 2,500 square feet, this home comfortably sleeps 16 guests without feeling cramped.

3) A Fantastic Swimming Area – Our kids' favorite feature! The shallow, crystal-clear water and gently sloping beach (a mix of sand and gravel) make it an ideal spot for swimming and wading.

4) A Spacious & Private Yard – 2 acres of peaceful seclusion with level elevation, perfect for outdoor games, campfires, and simply unwinding.

5) World-Class Fishing – While fishing wasn’t the #1 priority on our wish list, we’re thrilled that this lake offers some of the best fishing in Minnesota! From walleye and smallmouth bass to muskie and jumbo perch, Mille Lacs has trophy potential—we’ve personally caught and released walleye up to 29 inches, smallmouth up to 21 inches, muskie up to 52 inches, and northern pike up to 39 inches!

If these features match what you’re looking for in a perfect vacation rental, we’d love to host you and your family at our Lakeside Retreat on Cove Bay. We can’t wait for you to experience the same joy and relaxation that this special place has brought to us!

Languages:

English

Premier Host

They consistently provide great experiences for their guests